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Seeking The Truth About Payday and Cash Advance Loans
Posted on November 24, 2008 - Filed Under Personal Finance | Leave a Comment
I’ve written numerous times here at Philaahzophy about payday loans and been taken to task for by more than one reader. Of course, every one of these readers has been an upper-middle class person whose more worried about the daily drop in the Dow Jones (group A) than whether or not they can pay their utility bill that month (group B). You see, payday loans weren’t created for group A people. They were created for the vast number of Americans…

Immediate Payoff From Financial Learning
Posted on September 6, 2008 - Filed Under Personal Finance | Leave a Comment
I found myself browsing old editions of the Carnival of Financial Learning over at Financial Learn the other day and stumbled across his weekly “So You Think You Can Save”contest. Since I’m a (poverty ridden) romantic and last week’s question was about saving on a first date I went ahead and entered.
Well, it turns out I won a $15 Starbucks gift card for my quick little reply! Yeah me! Not only did I come across some useful personal finance advice, but…

Looking At Long-Term Investment Results
Posted on August 10, 2008 - Filed Under Personal Finance | Leave a Comment
Last night I stumbled into a conversation with a co-worker on the real-world effects of inflation and how it effects savings. We discussed what savings we’ve done over the last several years and I veered into a tangent about why I prefer to immediately invest my savings in precious metals (gold and silver) rather than hang onto individual bills (mattress account), keep the money in the bank, or invest in the stock market. As often happens when discussing economics I…

Got Mortgage Questions? MoneyMagic Has Answers!
Posted on February 6, 2008 - Filed Under Personal Finance | 1 Comment
As a result of the current credit crunch, people are having to relearn everything they’ve previously learned about mortgages. Fortunately, the internet comes to the rescue once again. MoneyMagic offers a dozen different mortgage guides online covering the various types of mortgages including tracker, let to buy, 125% and offset mortgages. But that’s just the beginning.
In addition to the guides they have all the latest mortgage news and, best of all, you can directly ask any question you want and…

The Press Release Title I Thought I’d Never See
Posted on January 4, 2008 - Filed Under Personal Finance, Reviews | Leave a Comment
Blogging about personal finance, and poverty in particular, I read a lot of press releases about credit opportunities for people with poor credit. So, imagine my surprise when I opened a browser window to find the headline: Average Credit Credit Cards. Although I haven’t achieved the leap from “poor credit” to “average credit” yet, hopefully some of you dear readers have done so. Well, now you know there’s no reason to abandon Philaahzophy as a result. ‘Cause we’ve got info…

PaydayLoanQuotes.com Comes Through
Posted on November 10, 2007 - Filed Under Personal Finance | Leave a Comment
I just received the email from my bank a few minutes ago. It was confirming that my latest Payday Loans from PaydayLoanQuotes.com came through right on schedule. Yesterday I wrote that I’d be applying through them because of their Faxless Payday Loans policy and I was derided (kindly) via email for not normally following up on such posts. So here are we are and I’m glad to report that everything went exactly as expected (unless you count one close minded former reader…















